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The Essentials of Bankruptcy

The law through which the property or assets of the borrower is taken away (temporarily) until he or she returns the loan is called bankruptcy. A person is called bankrupt when his condition is that of an insolvent. That means that he becomes unable to return the loan that …

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Abu Dhabi banks have big Dubai exposure: bank execs

ABU DHABI (Reuters) – Years of chasing business in Dubai’s property boom means Abu Dhabi banks have built up an exposure to Dubai-based companies worth at least 30 percent of their loan books, senior bankers in Abu Dhabi said on Friday. Read the original post: Abu Dhabi banks have big Dubai …

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Lend to family the right way

When Brian Hetherington complained to his father two years ago about the weighty 9% rate he and his wife were paying on their home-equity line of credit, Jim, the senior Hetherington, had an idea. He could lend the couple the $100,000 to pay off the loan and charge them only …

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AmEx profits nearly cut in half

Profits at American Express were nearly cut in half in the latest quarter as the credit card giant moved to pay back the loan it received from the government’s financial sector bailout. Read the original here: AmEx profits nearly cut in half

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New federal rules protecting applicants for home loans take effect July 30

The Federal Reserve regulations require lenders to provide consumers with initial disclosures of their mortgage costs within three business days of their loan applications, among other changes. If you’re applying for a loan to buy a primary or secondary home, or planning to refinance, you should be aware of a …

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